Terms and Conditions
Last updated: 17/03/2026
1. Introduction
Welcome to bestmortgagesforyou.co.uk (hereinafter referred to as “We”, “Us”, “Our”, or “the Site”). These Terms and Conditions govern your use of our website and all related services.
By accessing or using this Site, each user confirms that they have read, understood, and agreed to be bound by these Terms and Conditions. If you do not agree with any of these terms, please do not use our Site.
We reserve the right to amend, modify, or update these Terms and Conditions at any time without prior notice. Changes shall take effect immediately upon publication on the Site. Continued use of the Site following such changes constitutes acceptance of the revised Terms and Conditions.
2. Definitions
In these Terms and Conditions, the following terms shall have the meanings set out below:
| Term | Definition |
|---|---|
| Content | All text, images, graphics, videos, audio, data, comparison tables, financial product reviews, and other materials available on the Site |
| User | Any individual who accesses or uses the Site |
| Services | All features, functions, and services provided through the Site |
| Third Party | Any entity other than Us and the User, including advertisers, financial institutions, banks, online lending platforms, BNPL providers, partners, and external service providers |
3. Use of the Site
3.1 General Terms
Users agree to use this Site only for lawful purposes and in accordance with these Terms and Conditions. Users are prohibited from:
- Using the Site in any manner that violates applicable laws or regulations of the United Kingdom
- Distributing viruses, malware, or other harmful code
- Attempting to gain unauthorised access to systems or data
- Disrupting or damaging the functionality of the Site
- Using bots, scrapers, or other automated tools without prior written consent
- Impersonating any person or entity
- Using information from the Site to commit fraud or any illegal activity relating to financial services
3.2 User Age
This Site is intended for users aged 18 years and over. Users under this age are only permitted to use the Site under the supervision of a parent or legal guardian.
3.3 Use of Financial Information
Information regarding business economy, banking, online loans, BNPL, and money-making opportunities available on this Site is provided solely for educational and reference purposes. Users bear full responsibility for conducting their own independent verification before making any financial decisions based on information available on the Site.
4. Intellectual Property Rights
4.1 Ownership of Content
All Content available on this Site — including articles, text, images, graphics, logos, icons, audio, video, financial product comparison tables, and software — is protected by copyright, trade marks, and other intellectual property rights owned by bestmortgagesforyou.co.uk or our licensors.
4.2 Permitted Use
Users are permitted to:
- Access and read Content for personal and non-commercial use
- Share article links on social media
- Quote small portions of Content with appropriate credit and a link to the original source
4.3 Restrictions
Without our prior written consent, users are prohibited from:
- Copying, reproducing, or distributing Content in its entirety
- Modifying, adapting, or creating derivative works from the Content
- Using Content for commercial purposes
- Removing attribution, watermarks, or copyright notices
- Conducting web scraping or automated data extraction
5. User Content
5.1 Comments and Interaction
Where the Site provides commenting or other interactive features, users bear full responsibility for the content they submit. We reserve the right to remove, edit, or refuse any content that breaches these terms.
5.2 Prohibited Content
Users are prohibited from submitting content that:
- Contains defamatory, libellous, or false information
- Is threatening, harassing, or discriminatory in nature
- Contains hate speech, pornography, or promotes violence
- Infringes the intellectual property rights of any third party
- Contains spam, unsolicited advertising, or promotions
- Contains offers for unlicensed or unregulated financial services
- Violates any applicable law of the United Kingdom
6. Third-Party Links
This Site may contain links to third-party websites that are not operated or controlled by us — including bank websites, the FCA, the Bank of England, MoneyHelper, financial institutions, online lending platforms, BNPL providers, and government agencies. We are not responsible for the content, privacy policies, or practices of any third-party websites.
The inclusion of a link does not imply endorsement, recommendation, or affiliation with the linked site. Users are advised to read the terms and conditions and privacy policy of every website they visit.
7. Advertising and Sponsored Content
This Site displays advertisements from third parties, including through Google AdSense and other advertising programmes. Such advertisements may be tailored based on user interests determined from browsing activity.
We are not responsible for the products, services, or claims made in any advertisement. Any transaction conducted with an advertiser is solely the responsibility of the user.
Sponsored content or advertorials will be clearly labelled to distinguish them from editorial content — in accordance with the Advertising Standards Authority (ASA) and the CAP Code.
8. Financial Services Disclaimer
8.1 Not a Financial Services Provider
| bestmortgagesforyou.co.uk IS | bestmortgagesforyou.co.uk is NOT |
|---|---|
| An independent digital media and information portal | A financial institution or bank |
| A financial literacy and education platform | An online lending platform |
| A source of financial information and reference | An agent, broker, or financial intermediary |
| An independent editorial media outlet | A BNPL provider or investment service |
8.2 Financial Product Information
Reviews, comparisons, and information regarding banking products, online loans, BNPL services, and other financial services available on the Site:
- Are informational in nature and do not constitute an offer or solicitation
- May change at any time in accordance with each provider’s policies
- Do not guarantee approval or eligibility for any product
- Must be verified directly with the relevant institution before any decision is made
8.3 Regulatory Compliance
We advise users to only use financial services that are authorised and regulated by the Financial Conduct Authority (FCA) and/or the Prudential Regulation Authority (PRA). The regulatory status of any financial services firm can be verified via the FCA Register at register.fca.org.uk.
9. Limitation of Liability
9.1 Availability of Services
The Site and Services are provided on an “as is” and “as available” basis without warranties of any kind. We do not guarantee that the Site will always be available, uninterrupted, or free from errors.
9.2 Accuracy of Information
Although we endeavour to present accurate and up-to-date information, no guarantee is given as to the accuracy, completeness, or reliability of the Content. Information regarding interest rates, loan terms, bank policies, BNPL limits, and other financial products may change without prior notice.
9.3 Exclusion of Liability
To the fullest extent permitted by applicable law, we shall not be liable for:
| Type of Loss | Description |
|---|---|
| Financial Loss | Any direct, indirect, incidental, or consequential financial loss |
| Loss of Revenue | Any loss of data, profits, or revenue whatsoever |
| Financial Decisions | Financial losses resulting from decisions made based on information on the Site |
| Site Disruption | Business disruption or other losses arising from the use of the Site |
9.4 Consumer Rights
Nothing in these Terms and Conditions shall exclude or limit liability in a manner that is not permitted under English law, including liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation.
10. Indemnification
Users agree to indemnify, defend, and hold harmless bestmortgagesforyou.co.uk — including its officers, employees, and affiliates — from any claims, demands, losses, costs, and expenses (including legal fees) arising from any breach of these Terms and Conditions or from the use of the Site.
11. Right of Reply and Correction
Any person or party who believes they have been adversely affected by content published on our Site has the right to submit a Right of Reply or Request for Correction.
Procedure for submission:
- Send a written request to: [email protected]
- Include your full name, contact details, and relevant supporting evidence
- Clearly identify the specific content that is considered inaccurate or harmful
- We shall process all requests within 5 business days
12. Termination of Access
We reserve the right to terminate or restrict access to the Site at any time, without prior notice, if a user is deemed to have breached these Terms and Conditions or for any other reason we consider necessary to maintain the integrity of the Site.
13. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms and Conditions shall first be addressed through good faith negotiation.
If negotiation fails to reach a resolution, the dispute shall be submitted to the exclusive jurisdiction of the courts of England and Wales.
14. Miscellaneous
14.1 Entire Agreement
These Terms and Conditions, together with our Privacy Policy and Disclaimer, constitute the entire agreement between the user and bestmortgagesforyou.co.uk in relation to the use of the Site.
14.2 Severability
If any provision of these Terms and Conditions is found to be invalid or unenforceable, that provision shall be severed and shall not affect the validity of the remaining provisions.
14.3 Waiver
Our failure to enforce any right or provision of these Terms and Conditions shall not be deemed a waiver of such right or provision.
15. Contact Us
If you have any questions regarding these Terms and Conditions, please contact us via:
| Detail | Information |
|---|---|
| Site Name | bestmortgagesforyou.co.uk |
| Website | www.bestmortgagesforyou.co.uk |
| [email protected] | |
| Legal Status | Independent digital media portal — not authorised or regulated by the FCA |
