Disclaimer

Last updated: 17/03/2026

1. General Statement

bestmortgagesforyou.co.uk (hereinafter referred to as “We”, “Us”, “Our”, or “the Site”) is an independent digital media and information portal providing content related to UK banking, loans, Buy Now Pay Later (BNPL), business economy, national economy, and legitimate money-making opportunities in the United Kingdom.

IMPORTANT: All information presented on this Site is of a general nature and intended for informational purposes only. The content we publish does NOT constitute financial advice, investment advice, legal advice, tax advice, or any other form of professional advice.

We strongly recommend consulting a qualified, FCA-regulated professional before making any financial, investment, or business decisions based on information presented on this Site.

2. Financial and Banking Disclaimer

RISK WARNING: Every financial decision carries risk. The value of investments can go down as well as up, and applying for loans or credit may directly affect your personal financial situation. You may get back less than you invest.

2.1 Not Financial Advice

Information regarding banking products, loans, savings, mortgages, ISAs, pensions, BNPL services, or any other financial instruments published on this Site:

• Does not constitute a recommendation to use any specific financial product or service
• Does not constitute a solicitation or offer from any financial institution
• Is not intended to replace advice from an FCA-authorised financial adviser
• Does not take into account your individual financial situation, objectives, or personal needs

2.2 Financial Data and Information

Please note the following important points regarding the financial data we present:

2.3 Online Loans and Short-Term Credit

Specifically for content related to online loans, payday loans, and short-term credit, please note the following:

• Online loans and short-term credit carry significant risks, including high interest rates and late payment charges
• Regulations governing consumer credit may change in accordance with FCA policies and UK legislation
• We do not guarantee approval or the safety of any lending platform
• Ensure that any lender you use is authorised and regulated by the Financial Conduct Authority (FCA)
• Always verify the regulatory status of any lender via the FCA Register at register.fca.org.uk

2.4 Buy Now Pay Later (BNPL)

For content related to BNPL services:

• Credit limits, interest rates, fees, and terms of BNPL services may change at any time at the discretion of each provider
• Irresponsible use of BNPL services can have a negative impact on your financial health and credit score
• Information we present is based on data available at the time of publication and may differ from current conditions
• BNPL regulation in the UK is evolving — always refer to the latest FCA guidance for up-to-date information
• For official information, always refer directly to the relevant BNPL provider

3. Banking Products Disclaimer

Information regarding banking products — savings accounts, current accounts, fixed-term deposits, ISAs, credit cards, mortgages, personal loans, and others — published on this Site:

• Is based on official information available at the time of publication
• May change in accordance with each bank’s policies without prior notice
• Does not guarantee your eligibility to obtain any such product
• For official information, please contact the relevant bank directly

Always verify the terms and conditions of any banking product through the bank’s official channels before making a decision.

4. Money-Making Content Disclaimer

For content relating to ways of earning money online or otherwise:

• Information presented is educational in nature and does not guarantee any specific financial outcome
• Results obtained by each individual may vary depending on circumstances, effort, and other factors
• We are not affiliated with any platform mentioned unless explicitly stated
• Be wary of scams disguised as money-making opportunities — always verify the legitimacy of any platform before participating
• If an opportunity sounds too good to be true, it very likely is

5. Accuracy and Completeness of Information

Although we endeavour to present information that is accurate, complete, and up to date, bestmortgagesforyou.co.uk provides no warranty whatsoever regarding:

Information may become outdated or irrelevant over time. We are under no obligation to update previously published information; however, we shall endeavour to do so on a regular basis.

6. Opinions and Analysis

Opinion pieces, analyses, product reviews, or viewpoints published on this Site:

• Represent the personal views of the author and do not represent the official position of the Editorial Team
• Are subjective in nature and may differ from the reader’s own views
• Are not intended to influence the reader’s decisions in any specific manner
• May change in line with evolving circumstances and regulations

7. User Responsibility

By accessing this Site, the reader acknowledges and agrees that they:

• Bear full responsibility for any decisions made based on information found on this Site
• Must conduct their own independent research before making any financial decision
• Understand the risks associated with loans, BNPL, credit, and other financial decisions
• Shall not hold bestmortgagesforyou.co.uk liable for any losses that may arise
• Should seek independent financial advice from an FCA-regulated adviser where appropriate

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE SHALL NOT BE HELD LIABLE FOR:

9. External Links

This Site may contain links to third-party websites, including bank websites, the FCA, the Bank of England, MoneyHelper, financial institutions, and lending platforms. bestmortgagesforyou.co.uk is not responsible for:

• The content, accuracy, or opinions expressed on third-party websites
• The privacy or security practices of third-party websites
• Products or services offered by third parties
• Any losses arising from the use of third-party websites

10. Advertising and Sponsored Content

This Site displays advertisements from third-party advertisers, including through Google AdSense and other advertising programmes. Please be aware that we:

• Do not automatically endorse or recommend any products or services advertised
• Do not guarantee the truthfulness of claims made in advertisements
• Are not responsible for transactions between readers and advertisers
• Are not liable for any losses arising from such advertisements

The presence of advertising does not influence our editorial independence in the preparation of our content.

11. FCA Compliance Notice

bestmortgagesforyou.co.uk is NOT authorised or regulated by the Financial Conduct Authority (FCA). We do not provide regulated financial advice, and we are not a financial services firm.

If you require regulated financial advice, please consult an FCA-authorised financial adviser. You can verify the authorisation status of any firm or individual via the FCA Register at register.fca.org.uk.

For free and impartial money guidance, visit MoneyHelper at moneyhelper.org.uk, a service provided by the Money and Pensions Service.

12. Affiliate Disclosure

Some of the links on this Site are affiliate links. This means that if you click on a link and subsequently make a purchase or sign up for a service, we may receive a commission at no additional cost to you.

• Affiliate relationships do not influence our editorial content or product reviews
• We only recommend products or services that we believe may be of value to our readers
• All affiliate links are clearly disclosed in accordance with ASA and CAP Code guidelines
• Receiving a commission does not affect the price you pay for any product or service

13. Changes to This Disclaimer

We reserve the right to amend, update, or revise this Disclaimer at any time without prior notice. Changes shall take effect immediately upon publication. You are advised to review this page periodically to stay informed of any updates.

14. Governing Law

This Disclaimer and any disputes arising out of or in connection with it shall be governed by and construed in accordance with the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction over any such disputes.

15. Consent

By accessing and using this Site, you confirm that you have read, understood, and agreed to all the terms set out in this Disclaimer. If you do not agree with these terms, please do not use our Site.

16. Contact Us

If you have any questions or concerns regarding this Disclaimer, please do not hesitate to contact us: