Following the onset of the credit crunch all lenders abandoned their 100% mortgage products.

A 100% mortgage is where you borrow the total value of the home you want to buy without paying a deposit. For instance if the house costs £200,000 you get a mortgage for £200,000.

This type of mortgage was popular with first time buyers who were looking to get on the property ladder but were not able to save enough money for a deposit.

In the current market, the first time buyers will need a sizeable deposit in order to secure a mortgage.

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